Cost Projection Scenarios
Compare: stay on your current trajectory vs renegotiate or switch. See how much you could save over time.
| Year | With Creep (Monthly) | With Creep (Annual) | Locked In (Monthly) | Locked In (Annual) | Cumulative Difference |
|---|---|---|---|---|---|
| Year 1 | $560.00 | $6720.00 | $500.00 | $6000.00 | +$720.00 |
| Year 2 | $627.20 | $7526.40 | $500.00 | $6000.00 | +$2246.40 |
| Year 3 | $702.46 | $8429.57 | $500.00 | $6000.00 | +$4675.97 |
Monthly Cost Comparison
Year 1$560.00 vs $500.00
Year 2$627.20 vs $500.00
Year 3$702.46 vs $500.00
With creep Locked in
Total extra cost from bill creep over 3 years
$4675.97
That's money you could save by locking in current rates or renegotiating.